KEPLR

Terms of Use

Effective Date: 12 November 2025

 

These Terms of Use, together with any documents and additional terms expressly incorporated by reference, which include any other terms or other agreements that Togra Coporation and its subsidiaries and Affiliates (“Keplr”, “we”, “us” and “our”) post publicly or make available to you or the company or other legal entity that you represent (“you” or “your”) (collectively, these “Terms”), are entered between Keplr and you concerning your use of, and access to:              

  1.    Keplr’s websites, including keplr.app, wallet.keplr.app, infra.keplr.app, web applications, mobile applications and all associated sites linked therein by Keplr in relation to Keplr (collectively with any materials and services available therein, and successor website(s) or application(s) thereto, the “Site”); and

 

  1.    All products, services and features relating to Keplr, including but not limited to, Keplr Wallet, Keplr Dashboard, Keplr Swap, Oko services, and any smart contracts, decentralized applications, APIs and all other software that Keplr or a third party has developed to facilitate the use of the products, services and features in relation to blockchain-based assets (the “Digital Assets”) (collectively, the “Interface” and together with the Site, the “Services”).

IMPORTANT NOTICE REGARDING OKO AND THIRD-PARTY APPLICATIONS: These Terms of Use govern your use of Keplr's wallet services, including Embedded Wallets created through Oko services integrated by Third-Party Application Providers. When you use Oko through a third-party application, you are accessing Keplr's wallet infrastructure through that third-party application's interface. While Keplr provides the underlying wallet technology and security infrastructure, including cooperation with Keyshare Nodes for authentication and signature generation, the Third-Party Application Provider is responsible for their application's functionality, user interface, customer support, and compliance with applicable laws. You should carefully review the terms and privacy policies of any Third-Party Application Provider before using their services, as your relationship with them may be governed by separate agreements in addition to these Terms.

Please read these Terms carefully, as these Terms govern your use of the Services. By accessing and/or using our Services, you acknowledge that you have read, understood, accept and agree to be bound by these Terms and our Privacy Policy https://privacy-policy.keplr.app/. If you are accessing or using our Site and Services on behalf of a company or other legal entity, you represent and warrant that you have the authority to bind such entity to these Terms. If you do not agree with any part of these Terms, you must not access or use our Services.

 

  1. Definitions

 

For purposes of these Terms, the following definitions apply:

 

Affiliates” means, in relation to a party the holding company of the party, a subsidiary of the party or a subsidiary of the holding company of the party.

 

"Credentials" means the authentication information, private keys, recovery phrases, passwords, biometric data, or other security information associated with your Keplr Wallet or Oko.

 

"Direct Services" means all products, services and features relating to Keplr, including but not limited to, Keplr Wallet, Keplr Dashboard, Keplr Swap that you access directly from Keplr, as distinguished from Third-Party Applications that integrate Oko services.

 

"Embedded Wallet" means a wallet created through Oko services that is integrated into a Third-Party Application, providing wallet functionality within the third-party application's interface.

 

 

"Oko" means Keplr's embedded wallet solutions and authentication infrastructure that enables Third-Party Application Providers to integrate wallet functionality into their applications and services.

 

"Keyshare Nodes" means the distributed network of nodes that participate in Keplr's authentication and signature generation process, working cooperatively with Keplr to verify user credentials and generate valid signatures for cryptographic keys.

 

"Third-Party Application Provider" means any individual or entity that develops, operates, or maintains a Third-Party Application, including those who integrate Oko services into their applications. Third-Party Application Providers who integrate Oko services are required to agree to Keplr's separate Developer Terms of Use, available at https://developer-terms-of-use.oko.app, which govern their relationship with Keplr and their obligations regarding the integration and use of Oko services.

 

 

  1. Changes to Terms and/or Services

We reserve the right, in our sole discretion, to modify or revise these Terms at any time without prior notice. By continuing to use our Services after any such changes, you agree to be bound by the revised Terms. If you do not agree to the revised Terms, you must stop using our Services. Unless stated otherwise, all modifications are effective immediately. 

 

We may change or discontinue any or all of the Services or change or remove functionality of any or all of the Services from time to time. We will use commercially reasonable efforts to communicate to you any discontinuation of a Service through the Site or public communication channels, including through the commercially reasonable means described in Section 14.8. You agree that your continued use of or access to any or all of the Services following any changes will constitute acceptance of the changes, whether or not you were aware of the changes.

 

  1. Use of Services

 

  1. Representations and Warranties

 As a condition to accessing or using the Services, you represent and warrant to Keplr that:

  1.    if you are entering into these Terms as an individual, then you are at least 18 years old or the age of majority in the jurisdiction in which you reside and you have the legal capacity to enter into these Terms and be bound by them;
  2.    if you are entering into these Terms as an entity, that you have the legal authority to accept these Terms on behalf of such legal entity;
  3.     you must not be a resident, citizen or agent of, or incorporated in, do not have a registered office and do not carry on business in Iran, Cuba, North Korea, Syria, Russia, the regions of Crimea, Donetsk or Luhansk, or any other country or region that is the subject of comprehensive country-wide or region-wide economic sanctions by the United States, the United Nations or the European Union (“Restricted Territories”);
  4.    you are not the subject of economic or trade sanctions administered or enforced by any governmental authority or otherwise designated on any list of prohibited or restricted parties (including the list maintained by the Office of Foreign Assets Control of the U.S. Department of the Treasury) (a “Sanctioned Person”);
  5.    you do not, and will not, use a virtual private network (“VPN”) or other privacy or anonymization tools or techniques to circumvent, or attempt to circumvent, any restrictions that apply to the Services;
  6.      you have not previously been suspended or removed from accessing the Site or using the Services;
  7.    you will provide all documents and information which may be necessary for the use of the Services and that all such information is true, complete, accurate and not misleading in all respects as of the date of its delivery;
  8.    your access to and use of the Services (a) is not prohibited by and does not otherwise violate any applicable laws, directives, requirements, guidelines, code or guidance in any applicable jurisdiction; and (b) does not contribute to or facilitate any illegal activity.

 

As a condition to accessing or using the Services, you acknowledge, understand, and agree to the following:

  1.     from time to time, the Services may be inaccessible or inoperable for any reason, including: (i) equipment or technology or other infrastructure delay, inaccessibility, or malfunctions; (ii) periodic maintenance procedures or repairs that Keplr or any of the third party service providers may undertake from time to time (at such intervals and to such standards as Keplr determines); (iii) causes beyond Keplr’s control or that Keplr could not reasonably foresee; (iv) disruptions and temporary or permanent unavailability of underlying blockchain infrastructure; or (v) unavailability of third-party service providers or external partners for any reason. Without limitation of any other provision of these Terms, and as set forth below, Keplr has no responsibility or liability for any losses or other injuries resulting from any such events;
  2.     we reserve the right, at our sole discretion, to disable or modify access to the Services (such as restricting features of the Services) at any time in the event of any breach of these Terms, including, if we reasonably believe any of your representations and warranties may be untrue, misleading, or inaccurate, and we will not be liable to you for any losses or damages you may suffer as a result of or in connection with the Services being inaccessible to you at any time or for any reason;
  3.     the Services may evolve, which means Keplr may apply changes, replace, or discontinue (temporarily or permanently) the Services at any time at our sole discretion;
  4.    we reserve the right to disable or suspend your access to any or all of the Services if we determine that your use of the Services (i) could pose a security risk to the Services or any third party, (ii) could adversely impact our systems, the Services, or the systems of any other user, (iii) could subject us, our Affiliates, or any third party to liability, or (iv) could be unlawful;
  5.    we retain sole discretion to limit your API requests submitted in conjunction with your use of the Services at any time if your usage of the Services exceeds the usage threshold on the Site or user interface of the Services.

 

  1. Your Responsibilities

For your use of the Services, (a) you are responsible for all activities that occur with respect to your use of the Services, regardless of whether the activities are authorized by you or undertaken by you, your employees or a third party (including your contractors, agents or other end users), and (b) we and our Affiliates are not responsible for unauthorized access to the Services or your account, including any access that occurred as a result of fraud, phishing, or other criminal activity perpetrated against you by third parties. You will ensure that your use of the Services does not violate any applicable law.

 

To use our Services, you must connect to the Interface using your Keplr Wallet which allows you to engage in transactions on blockchains. In some cases, you may also be required to fulfill certain other requirements in order to access or use certain Services or features. 

 

By using your Keplr Wallet in connection with the Services, you agree that you are using such wallet under these Terms and any additional terms and conditions associated with Keplr Wallet. Your wallet is non-custodial, and Keplr does not have custody or control over the contents of your wallet and has no ability to retrieve or transfer its contents. Keplr accepts no responsibility for, or liability to you, in connection with your use of a wallet and makes no representations or warranties regarding how the Services will operate with any specific wallet. Services such as Keplr Wallet allows the creation if public/private key pair directly through a blockchain protocol or through third-party services like decentralized applications. For the avoidance of doubt, you are solely responsible for keeping your wallet secure and you should never share your wallet Credentials, private keys or seed phrase with anyone. You acknowledge that you will not share with us nor any other third party any password or secret recovery phrase that relates to your use of the Services, and that we will not be held responsible if you do share any such password or phrase, whether you do so knowingly or unknowingly.

 

For the avoidance of doubt, to the extent we provide you with log-in credentials and API authentication generated by the Services, such log-in Credentials and API authentication are for your use only.

 

You acknowledge that you are solely responsible for your associated wallet, as well as properly configuring and using the Services. We are not liable for any acts or omissions by you in connection with your wallet or as a result of your wallet being compromised. For the avoidance of doubt, we take no responsibility whatsoever for any theft of a password that involved intrusion through any means into your personal device or a cloud provider’s data repository. Please do not use the Services if you are not able to be responsible for your own account security, or do not want such an obligation. Your obligations under these Terms include ensuring any available software updates or upgrades to a Service you are using are promptly installed or implemented, and recording and securely maintaining any passwords that relate to your use of the Services.

 

You agree to immediately notify us if you discover or otherwise suspect any security issues related to the Services.

 

  1. Deposits and Non-Custodial Services

The Services are non-custodial. When you deposit Digital Assets into your Keplr Wallet on our Interface, swap and/or stake any Digital Assets when accessing the Services, you are not transferring Digital Assets to Keplr, and you retain control over those Digital Assets at all times. 

 

You acknowledge and agree that it is entirely your responsibility to ensure that: (i) the correct address, memo and/or destination tag for your Keplr Wallet is entered when you effect a transfer of Digital Asset from your external wallet to your Keplr Wallet; and (ii) only the Digital Assets that are supported by the Keplr Wallet will be successfully transferred to your Keplr Wallet. 

 

You also acknowledge that: (i) the transfer of any Digital Asset to an incorrect address (i.e. an address other than the correct address for your Keplr Wallet), memo and/or destination tag or effected without an address, memo and/or destination tag; or (ii) the transfer of any type of Digital Asset that is not supported by the Keplr Wallet will result in the irreversible loss of such Digital Asset. We shall bear no liability for any such loss of Digital Assets

 

  1. Keplr Dashboard and Staking Feature

The Site, via the Keplr Dashboard, provides you with an Interface that facilitates access to third party decentralized applications (dApps) by Third Party Application Providers, allowing you to engage in network activities and operations—such as staking and earn—on supported protocols or blockchains (“Staking Feature”). The Staking Feature exists only to make it easier for you to participate in these decentralized ecosystems and should not be regarded or used as a commercial, investment, or financial service. The Keplr Dashboard does not guarantee or promise any benefits, rewards, or financial returns from your use of the Staking Feature (“Rewards”).

 

  1. Oko and Keyshare Nodes Architecture

Embedded Wallet Services

 

Keplr provides embedded wallet solutions and authentication infrastructure through Oko services that enable Third-Party Application Providers to integrate wallet functionality into their applications. When you create or use an Embedded Wallet through a Third-Party Application, you are utilizing Keplr's underlying wallet technology and security infrastructure, even though you may be interacting with the wallet through the third-party application's interface.

 

 

Non-Custodial Wallet Architecture

 

You acknowledge and understand that Keplr only provides non-custodial wallet solutions, meaning that you maintain final control over your wallet's assets and transactions. This non-custodial architecture applies to both Direct Services and Embedded Wallets created through Oko services. Keplr does not have custody of, control over, or access to your Digital Assets, private keys, or wallet contents.

 

 

Keyshare Nodes Distributed Authentication

 

Oko's authentication and signature generation process utilizes a distributed network of participating nodes called "Keyshare Nodes." You acknowledge and understand that:

 

(a) Keplr and participating Keyshare Nodes individually verify your Credentials and cooperate to securely generate valid signatures for your cryptographic keys; (b) This distributed approach enhances security by ensuring that no single entity, including Keplr, has complete control over the signature generation process; (c) The Keyshare Nodes architecture is designed to maintain the non-custodial nature of your wallet while providing secure authentication and transaction signing capabilities; (d) Keplr and Keyshare Nodes do not have access to, store, or maintain copies of your complete private keys, wallet contents, or Digital Assets; (e) The distributed nature of the Keyshare Nodes system means that the availability and performance of authentication and signature generation may depend on the participation and performance of multiple independent nodes; and (f) While the Keyshare Nodes architecture is designed for security and reliability, you acknowledge that distributed systems may experience technical issues, network disruptions, or other operational challenges.

 

 

Credential Management and Recovery Limitations

 

You acknowledge and agree that:

 

(a) You are solely responsible for safeguarding your Credentials, including any recovery phrases, passwords, biometric authentication data, or other security information associated with your Keplr Wallet or Embedded Wallet; (b) Keplr is not able to help recover lost, forgotten, or compromised Credentials due to the non-custodial and distributed nature of the wallet architecture; (c) If you lose access to your Credentials, you may permanently lose access to your wallet and any Digital Assets contained therein; (d) The distributed Keyshare Nodes architecture, while enhancing security, does not provide credential recovery capabilities; (e) You should implement appropriate backup and recovery measures for your Credentials, as recommended in Keplr's documentation and security guidelines; (f) Keplr cannot reverse, cancel, or modify transactions once they have been submitted to a blockchain network, regardless of whether the transaction was initiated through Direct Services or an Embedded Wallet; and (g) You must immediately notify Keplr and any relevant Third-Party Application Provider if you suspect that your Credentials have been compromised or if you notice any unauthorized activity in your wallet.

 

  1. Identity Verification and Due Diligence

You agree to provide us with the information we request (which we may request at any time deemed necessary) for the purposes of identity verification and the detection of money laundering, terrorist financing, fraud, or any other financial crime, and permit us to keep a record of such information.

 

You authorise us to make enquiries, whether directly or through third parties, that we consider necessary to verify your identity or protect you and/or us against fraud or other financial crime, and to take action we reasonably deem necessary based on the results of such enquiries.

 

  1. Third Party Content and Services

As part of the Services, you may view, have access to, and may use the informational content, products, or services of one or more third parties (“Third Party Content” and “Third Party Services” respectively). In each such case, you agree that you view, access or use such content and services at your own election. Your reliance on any Third Party Content and use of Third Party Services in connection with the Services are governed by these Terms and will also generally be subject to separate terms and conditions set forth by the applicable Third Party Content and/or service provider. Those terms and conditions may involve separate fees and charges or may include disclaimers or risk warnings about reliance on or the accuracy of any information. Such terms may also apply a privacy policy different than that which Keplr maintains and incorporates into these Terms. It is your responsibility to understand the terms and conditions in respect of the use of Third Party Content or Third Party Services, including how those service providers use any of your information under their privacy policies.

 

You acknowledge and understand that for certain Services, including Keplr Swap, Keplr only acts as an intermediary or aggregator to facilitate the swapping of blockchain-based Digital Assets. By using the Services, you agree that you are solely responsible for deciding whether or not to proceed with the transaction with the Third Party Services at hand. Keplr does not provide the liquidity, execute the trade, or sell your Digital Assets. More information on the Third Party Services can be found at https://docs.skip.money/skip-api

 

You acknowledge and understand that such Third Party Content may include contests, promotions, sweepstakes or other activities or offer referral programs (collectively, “Marketing Campaigns”), which may be governed by separate terms and conditions and rules that may contain certain eligibility requirements. You are responsible for reading all terms and conditions relating to any Marketing Campaigns to determine whether you are eligible to participate. If you enter or participate in any Marketing Campaigns, you agree to abide by and comply with all applicable terms and conditions relating to such Marketing Campaigns. The Third Party Services reserves the right to, for whatsoever reason, add to, modify, eliminate or revoke any rewards or discounts offered as part of any Marketing Campaigns or any other aspects of such Marketing Campaigns.  

 

Third Party Content and Third Party Services are provided for your convenience only. We do not verify, curate, or control Third Party Content. We do not control Third Party Services. As a result, we do not guarantee, endorse, or recommend such content or services to any or all users of the Services, or the use of such content or services for any particular purpose. You access, rely upon or use any Third Party Content or Third Party Service at your own risk. Keplr disclaims all responsibility and liability for any losses on account of your reliance upon or use of such content or services. We have no responsibility for Third Party Content that may be misleading, incomplete, erroneous, offensive, indecent, or otherwise objectionable to you or under the law in your jurisdiction. The choice to rely on Third Party Content or to use a Third Party Service is your own, and you are solely responsible for ensuring that your reliance or use is in compliance with all applicable laws. Dealing or correspondence with any third party that provides such content or services is solely between you and that third party. We reserve the right to change, suspend, remove, disable, or impose access restrictions or limits on the use of any Third Party Service at any time without notice.

 

  1. User Conduct and Prohibited Behavior

You agree to use the Services only for lawful purposes and in accordance with these Terms. 

 

You further agree not to:

  1.    use the Services for any illegal or unauthorized purpose;
  2.    use the Services in any manner that is in breach of any applicable laws;
  3.     interfere with or disrupt the integrity or performance of our Site or the Services;
  4.    use the Services in any manner that could interfere with, disrupt, negatively affect or inhibit other users from fully enjoying the Services;
  5.    attempt to gain unauthorized access to our Site, the Services, or computer systems;
  6.      use any robot, spider, crawler, scraper or any other automated means or interface not provided by us to access the Services, to extract data, or to introduce any malware, virus, Trojan horse, worm, logic bomb, drop-dead device, backdoor, shutdown mechanism or other harmful material into the Site or the Services;
  7.    circumvent any content-filtering techniques, security measures or access controls that Keplr employs on the Site, including through the use of a VPN;
  8.    engage in any conduct that could damage, disable, overburden, or impair our Site or the Services.

 

We may suspend your right to access or use any portion or all of the Services immediately if we determine that you are in breach of any of the obligations in this Section or any other provision in these Terms.

 

  1. Fees and Price Estimates

In connection with your use of the Services, unless expressly stated otherwise, you are required to pay all fees necessary for interacting with the relevant blockchains, including “gas” fees, as well as all other fees reflected on the Site or separately communicated to you at the time of your use of the Services. Although we attempt to provide accurate fee information, certain information may reflect our estimates of fees, which may vary from the actual fees paid to use the Services and interact with the relevant blockchains.

 

  1. No Professional Advice or Fiduciary Duties

All information provided in connection with your access and use of the Services is for informational purposes only and should not be construed as nor relied upon for accounting, legal or tax advice or investment recommendations. Before you make any financial, legal or other decision involving the Services, you should seek independent professional advice from an individual who is appropriately qualified and, where applicable, licensed to provide such advice. These Terms are not intended to, and do not create or impose any fiduciary duties on us. You further agree that the only duties and obligations that we owe you are those expressly set out in these Terms.

 

  1. Intellectual Property

All content and materials available on our Site and the Services, including but not limited to text, graphics, logos, images, and software, are the property of Keplr or its licensors and are protected by copyright, trademark, and other intellectual property laws. You agree not to reproduce, modify, distribute, or publicly display any content from our site or services without the prior written consent of Keplr. 

 

Where you share any content with us, you consent to our use of such consent in any manner that is consistent with the purpose of your use of the Services or that otherwise facilitates providing the Services to you.

 

  1. Modification, Suspension and Termination

We may, at our sole discretion, from time to time and with or without prior notice to you, modify, suspend or discontinue, temporarily or permanently, the Services or any part thereof, for any reason whatsoever. Upon termination of your access, your right to use the Services will immediately cease. We will not be liable for any losses suffered by you resulting from any modification, suspension or discontinuance of any Services or from any modification, suspension, discontinuance or termination, for any reason, of your access to all or part of the Services. 

 

Your access to the Services may be modified, suspended or discontinued if we determine that:

  1.    your use of the Services are (i) unlawful, (ii) pose a security risk, (iii) may subject us or our Affiliates to liability or (iv) adversely impact our provision of the Services to other customers
  2.    you are in breach of these Terms.

 

Upon termination, all of your rights under these Terms are immediately terminated. For the avoidance of doubt, you remain responsible for all fees and charges incurred prior to the date of termination. 

 

The provisions in these Terms shall survive the expiration or termination of these Terms to the full extent necessary for their enforcement and for the protection of the party in whose favor they operate. For instance, should the agreement between you and us under these Terms terminate, any dispute raised after you stop accessing or using the Services will be subject to the applicable provisions of these Terms if that dispute relates to your prior access or use.

 

  1. Data Protection and Privacy

In the course of your access and/or use of the Services, we may be required to collect, use, disclose and/or process certain data (including personal data) belonging to you. In this regard, we will collect, use, disclose and/or process your personal data in accordance with applicable data protection and privacy laws, and as set out in our Privacy Policy.

 

  1. Disclaimers and Risks

OUR SITE AND THE SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. KEPLR DOES NOT WARRANT THAT OUR SITE OR THE SERVICES WILL BE UNINTERRUPTED, SECURE, OR ERROR-FREE, OR THAT ANY DEFECTS OR ERRORS WILL BE CORRECTED. YOU ACKNOWLEDGE AND AGREE THAT YOUR USE OF OUR SITE AND THE SERVICES IS AT YOUR OWN RISK.

 

THE PERFORMANCE OF THE SERVICES IS DIRECTLY LINKED TO THE PERFORMANCE OF THE UNRELATED THIRD PARTY SERVICE PROVIDERS. KEPLR DISCLAIMS ALL RESPONSIBILITY OF NON-PERFORMANCE OF THE SERVICE CAUSED BY NON-PERFORMANCE OF UNRELATED THIRD PARTY SERVICE PROVIDER (INCLUDING THIRD PARTY APPLICATION PROVIDERS).

 

THE SERVICES RELY ON EMERGING TECHNOLOGIES, SUCH AS CRYPTOGRAPHIC AND BLOCKCHAIN-BASED TECHNOLOGIES. BY ACCESSING OR USING THE SERVICES, YOU UNDERSTAND AND AGREE TO THE INHERENT RISKS ASSOCIATED WITH CRYPTOGRAPHIC AND BLOCKCHAIN-BASED TECHNOLOGIES, DIGITAL ASSETS AND SYSTEMS THAT INTERACT WITH BLOCKCHAIN-BASED NETWORKS. YOU AGREE AND UNDERSTAND THAT KEPLR DOES NOT OWN OR CONTROL ANY OF THE UNDERLYING SOFTWARE THROUGH WHICH BLOCKCHAIN NETWORKS (SUCH AS THE ETHEREUM OR BITCOIN BLOCKCHAIN) ARE FORMED. IN GENERAL, THE SOFTWARE UNDERLYING BLOCKCHAIN NETWORKS, IS OPEN SOURCE, SUCH THAT ANYONE CAN USE, COPY, MODIFY, AND DISTRIBUTE IT. BY USING THE SERVICES, YOU ACKNOWLEDGE AND AGREE (A) THAT KEPLR IS NOT RESPONSIBLE FOR THE OPERATION OF THE BLOCKCHAIN-BASED SOFTWARE AND NETWORKS UNDERLYING THE SERVICES, (B) THAT THERE EXISTS NO GUARANTEE OF THE FUNCTIONALITY, SECURITY, OR AVAILABILITY OF THAT SOFTWARE AND NETWORKS, AND (C) THAT THE UNDERLYING BLOCKCHAIN-BASED NETWORKS ARE SUBJECT TO SUDDEN CHANGES IN OPERATING RULES, SUCH AS THOSE COMMONLY REFERRED TO AS “FORKS,” WHICH MAY MATERIALLY AFFECT THE SERVICES.

 

YOU ACKNOWLEDGE AND UNDERSTAND THAT THE SERVICES AND ANY DIGITAL ASSETS YOU ACQUIRE THROUGH THE SERVICES COULD BE IMPACTED BY ONE OR MORE REGULATORY INQUIRIES OR REGULATORY ACTIONS, WHICH COULD IMPEDE OR LIMIT THE ABILITY OF KEPLR TO CONTINUE TO MAKE AVAILABLE OUR SERVICES TO YOU. 

 

BY ACCESSING AND USING THE SERVICES, YOU FURTHER REPRESENT THAT YOU ARE FINANCIALLY AND TECHNICALLY SOPHISTICATED ENOUGH TO UNDERSTAND THE INHERENT RISKS ASSOCIATED WITH SUCH TECHNOLOGIES AND THAT YOU HAVE A WORKING KNOWLEDGE OF THE USAGE AND INTRICACIES OF DIGITAL ASSETS AND TOKEN STANDARDS (FOR EXAMPLE, ERC-20, AND ERC-721). 

 

THE SERVICES AND ANY INFORMATION PROVIDED THROUGH THE SERVICES ARE NOT INTENDED AS AN OFFER, SOLICITATION, INVITATION OR RECOMMENDATION OF ANY KIND OF FINANCIAL INSTRUMENT (INCLUDING SECURITIES) OR DIGITAL ASSET. YOU ACKNOWLEDGE AND AGREE THAT KEPLR HAS NO CONTROL OVER AND ARE NOT RESPONSIBLE FOR VERIFYING THE LEGITIMACY, SAFETY OR SUITABILITY OF (A) ANY DIGITAL ASSETS ISSUED BY ANY PROJECTS ON THE INTERFACE; AND (B) ANY THIRD PARTY APPLICATIONS THAT YOU MAY INTERACT WITH OR RECEIVE USING THE SERVICES.

 

YOU FURTHER ACKNOWLEDGE AND AGREE THAT THE SERVICES ARE SUBJECT TO FLAWS AND THAT YOU ARE SOLELY RESPONSIBLE FOR EVALUATING ANY CODE PROVIDED IN RELATION TO THE SERVICES. DESPITE OUR EFFORTS TO MAINTAIN ROBUST SECURITY MEASURES (FOR EXAMPLE, CONDUCTING PERIODIC CODE AUDITS AND SECURITY ASSESSMENTS), KEPLR CANNOT GUARANTEE THE ABSOLUTE SECURITY OF THE SERVICES OR ANY DIGITAL ASSETS STORED THEREIN. IN PARTICULAR, ANY SECURITY MEASURES IMPLEMENTED DOES NOT GUARANTEE THE COMPLETE ABSENCE OF SECURITY RISKS OR VULNERABILITIES. ADDITIONALLY, DIGITAL ASSETS ARE INHERENTLY SUBJECT TO RISKS SUCH AS HACKING, CYBERATTACKS, SOFTWARE BUGS AND HUMAN ERROR. IN ADDITION, YOU UNDERSTAND THAT THE SERVICES REMAIN UNDER DEVELOPMENT AND REMAIN SUSCEPTIBLE TO TECHNOLOGICAL AND OTHER RISKS, INCLUDING BUT NOT LIMITED TO TRANSACTION DELAYS, INCORRECT DISPLAY OF INFORMATION ON THE SITE OR TRANSACTIONS BEING ROLLED BACK DUE TO CASES OF ERRORS. YOU ACKNOWLEDGE THAT THESE RISKS MAY HAVE A MATERIAL IMPACT ON YOUR TRANSACTIONS USING THE SERVICES. 

 

KEPLR IS A DEVELOPER OF SOFTWARE. YOU UNDERSTAND, ACKNOWLEDGE AND AGREE THAT KEPLR (A) DOES NOT OFFER TRADE EXECUTION, CLEARING OR CUSTODY SERVICES; (B) HAS NO OVERSIGHT, INVOLVEMENT OR CONTROL CONCERNING YOUR TRANSACTIONS USING THE SERVICES; (C) EXCEPT AS OTHERWISE STATED IN THESE TERMS, DOES NOT, AT ANY POINT IN TIME, HAVE CUSTODY OF ANY OF YOUR DIGITAL ASSETS, WHICH SHALL AT ALL TIMES BE STORED IN THE KEPLR WALLET(S) AS CONNECTED BY YOU TO THE INTERFACE.

Additional Disclaimers for Oko Services and Keyshare Nodes

IN ADDITION TO THE FOREGOING DISCLAIMERS, AND TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, KEPLR SPECIFICALLY DISCLAIMS ALL LIABILITIES, RESPONSIBILITIES, OR WARRANTIES RELATED TO:

(a) Keyshare Nodes Performance: The availability, performance, security, or reliability of Keyshare Nodes or the distributed authentication network, including any delays, failures, or interruptions in signature generation or authentication services;

(b) Third-Party Application Integration: The functionality, security, reliability, legality or performance of, the content, products, assets, or services on or accessible from any Third-Party Application that integrates Oko services, including any issues with user interfaces, customer support, or business practices of Third-Party Application Providers. While Keplr will use reasonable endeavours to maintain compatibility between third party services and Embedded Services, Keplr is not responsible for any incompatibility between third party services and the Services provided by Keplr;

(c) Credential Recovery: Any inability to recover, restore, or provide access to lost, forgotten, or compromised Credentials, regardless of the circumstances leading to such loss;

(d) Embedded Wallet Functionality: The operation, security, or performance of Embedded Wallets created through Third-Party Applications, including any issues arising from the integration or implementation of Oko services by Third-Party Application Providers;

 

Additional Disclaimers for Keplr Staking Feature 

Your use of the Keplr Dashboard and third party protocols involves various risks, including but not limited to losses incurred while certain Digital Assets are being staked on third party validators, and supplied to decentralized exchanges and liquidity pools, as well as losses due to the fluctuation of prices of certain Digital Assets. Before claiming any Rewards or staking any Digital Assets through the Interface or otherwise. you should do your own due diligence to make sure you understand how staking, interaction with validators and the third party protocol works. Additionally, you can interact with the third party protocol through several web or mobile interfaces which Keplr does not control. Keplr will not accept any responsibility for any loss of Digital Assets or while using these interfaces. You are responsible for doing your own due diligence on those interfaces to understand the risks they present.

The Site may list certain validators running permissionless validator nodes for the third party protocol for convenience reasons only. By staking Digital Assets through the Site, you acknowledge and agree that Keplr does not endorse, operate or control any of such listed validator nodes and shall not be responsible or liable for the performance of validators, including for any loss of Digital Assets due to slashing or otherwise.

You may withdraw your staked Digital Assets under this Agreement at any time in your sole discretion, subject to unbonding periods imposed by the third party protocols (if any). During any such unbonding period, Digital Assets and Rewards may be unavailable to you and subject to other restrictions imposed by the third party protocols. Accordingly, Keplr may be unable to perform the Services as they relate to withdrawn Digital Assets and will be relieved from performance of the same. Keplr will not be liable for any damages incurred by you or otherwise in connection with an event described in this paragraph.

You acknowledge that: (i) the transfer of any Rewards by the third party validators is not guaranteed and you may not receive the Rewards; (ii) Keplr has no ability to control or influence whether or not a third party protocol transfers any Rewards to you or otherwise complies with its governing blockchain validation rules; and (iii) Keplr is not responsible for any failure by the third party protocols and/or validators to transfer Rewards to you, any error or mistake in the transfer of Rewards to you (including the transfer of Rewards to the wrong wallet), or any other loss, destruction or transfer of Rewards (except to the extent such loss, destruction or transfer resulted directly from the gross negligence, fraud or intentional misconduct of Keplr).

The Staking Feature and the Site operates on a non-custodial basis, and we have no control or ownership over the Digital Assets that you supply for any of the Staking Feature. You acknowledge and agree that Keplr does not and will not accept or take custody over any (i) Digital Assets or (ii) Rewards that Keplr’s sole obligation under this Agreement is to perform the Services in accordance with the provisions of this Agreement.

  1. Links to Third Party Sites

The Services or third parties may provide, links to other World Wide Web or accessible sites, applications, or resources. You acknowledge and agree that Keplr is not responsible for the availability of such external sites, applications or resources, and does not endorse and is not responsible or liable for any content, advertising, products, or other materials on or available from such sites or resources. You further acknowledge and agree that Keplr will not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such site or resource.

 

  1. Limitation of Liability

To the fullest extent permitted by law, in no event shall Keplr, our Affiliates or service providers, or any of our or their respective officers, directors, agents, employees or representatives be liable to you, or your Affiliates, (whether in common law, equity, contract, tort) including negligence), breach of statutory obligation or duty for repudiation, anticipatory breach or otherwise for any indirect, incidental, special, consequential, or punitive damages arising out of or relating to your use of our Site and/or or Services, including but not limited to:

  1.    your use of Oko services or Embedded Wallets;
  2.    the operation or performance of Keyshare Nodes or the distributed authentication network;
  3.     any actions, omissions, or conduct of Keplr, its Affiliates, and/or Third-Party Application Providers;
  4.    any loss of access to Credentials or Digital Assets;
  1.      any technical issues, security vulnerabilities, or operational problems with distributed systems;
  2.    any blockchain network issues, transaction failures, or Digital Asset losses;
  3.    any regulatory or legal issues arising from your use of Third-Party Applications;
  4.       any other matters related to the non-custodial, distributed nature of Keplr's wallet architecture;
  5.       any failure of the Site and/or Services to perform as represented or expected by any other cause whatsoever;
  6.     any loss of use of hardware, software or data and / or any corruption of data; as well as and including but not limited to any losses or damages arising out of or relating to any inaccuracy, defect or omission of Digital Asset price data; any error, delay or interruption in the transmission of such data; viruses or other malicious software obtained by accessing our Site, software, systems operated by us or on our behalf or any of the Services or any website or services linked to our Site; glitches, bugs, errors, or inaccuracies of any kind in our websites, software, systems operated by us or on our behalf or any of the Services; suspension or other action taken with respect to your account; and
  7.       any loss or damage that does not directly result from a breach of this Agreement by us, regardless of whether you can prove such loss or damage). For the avoidance of doubt, Keplr is not liable for any loss that you may sustain if you have been fraudulent or negligent, including where: (i) you execute any Digital Asset transactions based on instructions from a third party or allow a third party to remotely access or use your computer while logged into your account; or (ii) your login Credentials or Keplr API key were compromised.

 

To the extent permitted by law, in no event shall Keplr’s aggregate liability to you (or your Affiliates), for all claims arising under or in relation to this agreement in relation to a specific Service, whether in common law, equity, contract, tort (including negligence), breach of statutory obligation or duty, repudiation, anticipatory breach or otherwise), will not exceed the amount paid by you under these Terms, if any, for accessing or using our Site or Services during the six (6) months immediately preceding the date on which the most recent such claim arose (as agreed or determined by a Court).

 

  1. Indemnification

You indemnify and hold Keplr, its Affiliates, and their directors, officers, employees, agents, third-party service providers and representatives (each, an ‘indemnified party’), harmless from any claim, demand or loss (including legal fees and any fines, fees or penalties imposed by any regulatory authority) arising out of or relate to (a) the Agreements; (b) your violation of any Applicable Law of any jurisdictions, or the rights of any third party, (c) your breach of any of the provisions of the Agreements; (d) your use of the Site, your Keplr account, Keplr Wallet, Embedded Wallet and/or the Services (including the Oko services); (e) the performance of any of our obligations under the Agreements with respect to you; or (f) any act, error, or omission of your use of your Keplr account or any user (whether or not an approved Authorised Persons) of your Keplr account, in connection with the Site, Keplr Wallet, Embedded Wallet and/or the Services, including matters related to incorrect, incomplete, or misleading information, libel, infringement of an intellectual property right, in each case except to the except the loss is a direct result of the indemnified party’s own gross negligence, fraud or willful misconduct. You must pay the indemnified party on demand, any loss the indemnified party reasonably incurred in connection with the incidents described herein.

 

  1. Force Majeure

Neither party nor their respective Affiliates will be liable for any delay or failure to perform any obligation under these Terms where the delay or failure results from any cause beyond such party’s reasonable control, including but not limited to acts of God, utilities or other telecommunications failures, cyber attacks, earthquake, storms or other elements of nature, pandemics, blockages, embargoes, riots, acts or orders of government, acts of terrorism, or war.

 

  1. Miscellaneous

 

  1. Your Compliance with Applicable Law

You must comply with all applicable laws, regulations, licensing requirements and third party rights (including, without limitation, data privacy laws and anti-money laundering and countering the financing of terrorism laws) in your use of the Services.

 

  1. Governing Law and Dispute Resolution

This Agreement shall be governed by and construed in accordance with the laws of Panama, without giving effect to the rules, principles, or laws regarding conflicts of law thereof.

Any dispute arising under this Agreement (a “Dispute”) shall be resolved and shall be finally settled by arbitration in Panama at the Arbitration and Settlement Centre of Panama (“CECAP”) by a single arbitrator appointed under the arbitration rules of the CECAP in force at the time such arbitration is commenced. All disputes concerning or relating to arbitrability of Disputes under this Agreement or the jurisdiction of the arbitrators shall be resolved by the arbitrators. The venue and seat of arbitration shall be Panama, and all arbitration proceedings shall be confidential. The award rendered in any arbitration commenced hereunder shall be final and conclusive and binding upon the parties on the date it is rendered. The parties may enforce any award rendered by the arbitrator in any court of competent jurisdiction. IF FOR ANY REASON THIS ARBITRATION CLAUSE BECOMES NOT APPLICABLE, THEN EACH PARTY (I) TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, HEREBY IRREVOCABLY WAIVES ALL RIGHTS TO TRIAL BY JURY AS TO ANY DISPUTE ARISING OUT OF OR RELATING TO THIS AGREEMENT; AND (II) SUBMITS TO THE EXCLUSIVE JURISDICTION AND VENUE OF THE COURTS LOCATED IN PANAMA, AND EACH PARTY AGREES NOT TO INSTITUTE ANY SUCH DISPUTE OR PROCEEDING IN ANY OTHER COURT IN ANY OTHER JURISDICTION OTHER THAN FOR PURPOSES OF ENFORCING AN ARBITRAL AWARD OR AWARD OF A COURT SPECIFIED IN THIS CLAUSE.

 

  1. Class Action Waiver

You and We agree that each may bring claims against the other only on an individual basis, and not as a plaintiff or class member in any purported class or representative proceeding. You and We expressly waive any right to file a class action or seek relief on a class basis. Unless both you and we agree, no arbitrator or judge may consolidate more than one person’s claims or otherwise preside over any form of a representative or class proceeding. The arbitrator may award injunctive relief only in favor of the individual party seeking relief and only to the extent necessary to provide relief warranted by that party’s individual claim. If a court decides that applicable law precludes enforcement of any of this paragraph’s limitations as to a particular claim for relief, then that claim (and only that claim) must be severed from the arbitration and may be brought in court.

 

  1. DAOs

As a blockchain native company, we may interact with and provide Services to decentralized autonomous organizations (“DAOs”). Due to the unique nature of DAOs, to the extent the DAO votes in favor of and/or accepts all or any Services from Keplr, the DAO has acknowledged and agreed to these Terms in their entirety.

 

  1. Additional Terms

Because we are constantly updating and developing Services, we sometimes need to provide additional terms for specific Services. For the avoidance of doubt, such Services are deemed part of the “Services” hereunder and shall also be subject to these Terms. These additional terms and/or agreements, which are available with the relevant Service, are incorporated by reference into these Terms. 

 

In the event of a conflict between these Terms and any additional applicable terms or agreements we may provide for a specific Service, such additional terms or agreements shall control for that specific Service.

 

  1. Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable, the validity, legality, and enforceability of the remaining provisions shall not be affected or impaired.

 

  1. Assignment

You will not assign or otherwise transfer the agreement pursuant to these Terms or any of your rights and obligations under these Terms, without our prior written consent. We may assign the agreement pursuant to these Terms without your consent (a) in connection with a merger, acquisition or sale of all or substantially all of our assets, or (b) to any of our Affiliates or as part of a corporate reorganization; and effective upon such assignment, the assignee is deemed substituted for us as a party to these Terms and we are fully released from all of our obligations and duties to perform under these Terms. Subject to the foregoing, these Terms will be binding upon, and inure to the benefit of the parties and their respective permitted successors and assigns.

 

  1. Notice

We may provide any notice to you under these Terms using commercially reasonable means, including: (i) posting a notice on the Site; (ii) sending a message to your email address; (iii) posting the notice in the interface of the Services; or (iv) using public communication channels. Notices we provide by posting on the Site or using public communication channels will be effective upon posting, and notices we provide by email will be effective when we send the email. It is your responsibility to keep your email address current to the extent you have an account. You will be deemed to have received any email sent to the email address then associated with your account when we send the email, whether or not you actually receive the email.

 

You may provide us notice under these Terms by contacting us by email at contact@keplr.app.

 

  1. No Waivers

The failure by us to enforce any provisions under these Terms will not constitute a present or future waiver of such provision nor limit our right to enforce such provision at a later time. All waivers by us must be in writing to be effective.

 

  1. Entire Agreement


These Terms, User Terms of Service, the Privacy Policy, and any other separate agreement between you and Keplr constitute the entire understanding and agreement between you and us in respect of your access of the Website and use of the Service, and supersede any other communication, understanding or agreement between you and Keplr concerning the Site and the Services.